Horgan Insurance Agency 44 Barnstable Road; P.O. Box 250 Hyannis, MA 02601 508-775-5830 Fax:508-775-6688

Personal Insurance

Auto: Did you know that auto insurance covers more than just your vehicle? It protects you from financial loss due to accidents. It can also protect you from liability assumed if any of your family members causes bodily injury or property damage while driving. Massachusetts law has changed with regard to auto insurance rates. The rates charged are now set by each individual carrier. We have multiple carriers that can provide competitive quotes on Autos, Motorcycles, Motor Homes and Collector Vehicles.

AAAAAA members can save even more on their auto insurance.

Homeowners: Your home is very likely your most valuable asset. Making sure it is protected correctly is one of our most important services. We have carriers to write Primary, Secondary, Rental Homes, Condominiums & Apartments. Our staff can tailor coverages to meet your specific needs.

Umbrella: In today’s society, lawsuits can occur with alarming regularity. Awards for injured claimants can rise into the hundreds or thousands or even millions of dollars. An umbrella policy can cover these damages over and above your other coverages.

Marine: Operating on Cape Cod and Southeastern Massachusetts, our office is highly qualified to provide the finest coverage available for your small pleasure boat all the way up to Mega yachts. Our marine professionals can custom design a product for your specific needs.

Flood Insurance: Horgan Insurance offers flood insurance as a supplement to your homeowner’s policy. Many clients are not aware that flood is not covered under a standard homeowner policy.

Valuable Articles: We can cover certain classes of items where specific values are more appropriate-such as Jewelry, Fine Arts, Antiques & Furs.

 

Companies We Represent

BARNSTABLE COUNTY MUTUAL - MAPRE/COMMERCE - SAFETY - HINGHAM MUTUAL - NEW LONDON COUNTY - CHUBB - TRAVELERS - UNITED PROPERTY & CASUALTY(UPC) - GRUNDY - MASS FAIR PLAN - BANNER LIFE - SBLI - PRINCIPAL FINANCIAL GROUP - TUFTS - HARVARD PILGRIM - BLUE CROSS/BLUE SHIELD OF MASS -  LINCOLN FINANCIAL - AVIVA - HAGERTY (for people who love cars)


Companies We Have Access To

AIG - FIREMAN'S FUND -  SCOTTSDALE INSURANCE - LLOYDS - NARRAGANSETT BAY